Established in 1994, Dar Credit and Capital Limited (DCCL) is a Non-Banking Finance Company (NBFC) providing three key financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans. The company primarily serves low-income individuals, including municipal workers such as cleaners and peons, as well as small shopkeepers and vendors, with a special emphasis on supporting women-led businesses.
As of December 31, DCCL had 24,608 active customers, supported by its network of 27 branches and camps spanning 64 districts across six Indian states. The company maintains a balanced loan book, with personal loans constituting 44.46%, micro loans accounting for 40.12%, while unsecured SME loans and secured MSME loans make up 2.65% and 12.76% respectively.
Investors can subscribe to the Dar Credit IPO from May 21-23, 2025, with shares priced between ₹57-60 each. The offering reserves 35% for retail investors, 50% for institutional buyers (QIBs), and 15% for high-net-worth individuals (HNIs). The allotment will be completed by May 26, followed by the stock’s NSE debut on May 28, 2025.
The company reported a revenue of ₹33.01 crores in 2024, up from ₹25.57 crores in 2023. Profits also saw growth, rising to ₹3.97 crores in 2024 compared to ₹2.93 crores in the previous year.
Dar Credit and Capital IPO Details
| IPO Date | May 21, 2025 to May 23, 2025 |
| Listing Date | [.] |
| Face Value | ₹10 per share |
| Issue Price Band | ₹57 to ₹60 per share |
| Lot Size | 2,000 Shares |
| Total Issue Size | Approx ₹25.66 Crores |
| Fresh Issue | Approx ₹25.66 Crores |
| Issue Type | Book Built Issue |
| Listing At | NSE SME |
| Share Holding Pre Issue | 1,00,00,000 shares |
| Share Holding Post Issue | 1,42,76,000 shares |
Dar Credit and Capital IPO Dates
The initial public offering (IPO) of Dar Credit and Capital begins on May 21, 2025, and will conclude on May 23, 2025.
| IPO Open Date | Wed, May 21, 2025 |
| IPO Close Date | Fri, May 23, 2025 |
| Tentative Allotment | Mon, May 26, 2025 |
| Refunds | Tue, May 27, 2025 |
| Credit of Shares to Demat | Tue, May 27, 2025 |
| IPO Listing Date | Wed, May 28, 2025 |
| UPI Mandate Confirmation Deadline | 5 PM on May 23, 2025 |
Dar Credit IPO Market Lot
The minimum market lot for the Dar Credit IPO is 2,000 shares, requiring an application amount of ₹1,20,000.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 1 | 2,000 | ₹1,20,000 |
| Retail Maximum | 1 | 2,000 | ₹1,20,000 |
| S-HNI Minimum | 2 | 4,000 | ₹2,40,000 |
